TransferWise Argentine Peso Travel Card - TravelCardFinder

Traveling to Argentina? Managing money efficiently can save you time, hassle, and extra fees.

The TransferWise Argentine Peso Travel Card (part of the Wise multi-currency card) is an excellent solution for travelers. It allows you to spend like a local in Argentina while avoiding the high exchange rate fees and hidden charges associated with traditional banking.

This article covers everything you need to know about the Wise Argentine Peso Travel Card: its features, how it works, fees, and why it’s a great choice for anyone traveling to Argentina.

What Is the TransferWise Argentine Peso Travel Card?

The Wise Argentine Peso Travel Card is a debit card connected to your Wise account. It allows you to convert your money to Argentine pesos (ARS) at the real exchange rate — also known as the mid-market rate — and spend in Argentina without inflated fees. The card is part of Wise’s multi-currency system, meaning you can hold, convert, and manage money in over 40 currencies, including the Argentine peso.

Whether you’re a tourist, student, digital nomad, or business traveler, this card is designed to make spending in Argentina seamless and affordable.

Key Features of the Wise Argentine Peso Travel Card

Here’s a breakdown of the key features of the Wise Travel Money Card:

1. Real Exchange Rates

• Wise offers the mid-market exchange rate, the rate you see on Google, without hidden markups.
• Save significantly compared to traditional banks or currency exchange counters.

2. Multi-Currency Account

• Hold and manage money in over 40 currencies, including Argentine pesos.
• Convert money in advance or let the card do it automatically when you spend.

3. Automatic Currency Conversion

• The card automatically converts your money to ARS when you make purchases or withdraw cash in Argentina.
• Conversion happens at the lowest possible fee (typically between 0.35% and 1%).

4. Free and Low Fees ATM withdrawls

• Withdraw cash for free up to a certain limit (usually $100/month).
• After the limit, Wise charges a small fee of 1.75%, which is still cheaper than most traditional bank fees.

5. Spend Anywhere

• The Wise card is a Mastercard, accepted widely across Argentina for shopping, dining, and entertainment.

6. No Monthly Fees

• Unlike some travel cards, there are no recurring subscription costs for using the Wise card.

7. Online and In-App Management

• Unlike some travel cards, there are no recurring subscription costs for using the Wise card.

8. Secure Transactions

• Advanced security features include two-factor authentication, fraud detection, and the ability to disable your card if lost or stolen.

9. Virtual Card Option

• Use a virtual card for secure online payments or to separate your online spending from your physical card balance.

10. Instant Notifications

• Get real-time notifications for every transaction, so you know exactly how much you’re spending.

How Does the Wise Argentine Peso Travel Card Work?

1. Sign Up for a Wise Account:

• Open a Wise account on their website or app. The registration process is quick and user-friendly.

2. Order the Wise Card:

• Request the Wise Travel Money Card from your account dashboard. You’ll need to pay a small issuance fee (around $10).

3. Add Funds to Your Account:

• Deposit money into your Wise account in your home currency. You can fund your account via bank transfers, debit cards, or credit cards.

4. Convert Money to Argentine Pesos:

• Convert your funds to ARS within the Wise app, or let the card handle the conversion automatically when you spend in Argentina.

5. Use the Card in Argentina

• Pay in stores, withdraw cash at ATMs, or use it for online purchases in Argentina.

Benefits of the Wise Argentine Peso Travel Card

1. Save on Exchange Rates

• Wise uses the mid-market rate, ensuring you get the best value for your money.
• Traditional banks and currency exchanges often mark up rates, costing you extra.

2. Budget-Friendly

• No monthly fees mean you only pay for what you use.
• Low ATM and conversion fees make it one of the most cost-effective options.

3. Easy Spending in Argentina

• The card works seamlessly across the country at ATMs, shops, restaurants, and more.

4. Multi-Currency Flexibility

• Hold multiple currencies, making it easy to plan for trips to multiple destinations, not just Argentina.

5. Reliable and Secure

• Advanced security features ensure your money is safe.
• In case of emergencies, you can freeze the card instantly and order a replacement.

Fees Associated with the Wise Argentine Peso Travel Card

Here’s a clear breakdown of the fees you’ll encounter:

Why Use the Wise Card for Argentine Pesos?

1. Avoid Poor Exchange Rates

Currency exchanges in airports or tourist areas often offer inflated rates. Wise ensures you always get the mid-market rate.

2. Manage Inflation Risks

With the ability to hold pesos in advance, you can plan for inflationary changes.

3. Low-Cost Withdrawals

Argentine ATMs often charge high fees, but the Wise card minimizes the impact with free withdrawals up to $100.

4. Convenience

Skip the hassle of carrying cash or finding exchange offices — just use your card wherever Mastercard is accepted.

How to Use the Wise Card Effectively in Argentina

1. Load ARS in Advance

If you often travel internationally, the Wise card offers unmatched convenience and savings.

2. Limit ATM Withdrawals

• Withdraw larger amounts at once to maximize the $100 free withdrawal limit.

3. Pay Directly with the Card

• Whenever possible, pay directly with your Wise card to avoid ATM fees altogether.

4. Monitor Spending

• Use the Wise app to keep track of your expenses and manage your travel budget.

Who Should Use the Wise Argentine Peso Travel Card?

1. Tourists Visiting Argentina

Avoid exchange hassles and hidden fees while exploring Argentina’s beautiful destinations.

2. Digital Nomads

For long-term stays, the Wise card offers a flexible and affordable way to manage expenses.

3. Business Travelers

Simplify payments and track expenses for work-related trips in Argentina.

4. Students Studying Abroad

For international students in Argentina, the Wise card ensures smooth financial management.

Steps to Get Your Wise Argentine Peso Travel Card

1. Create a Wise account by visiting their website or downloading the app.
2. Verify your identity with required documents (like a passport).
3. Order the Wise Travel Money Card and pay the issuance fee.
4. Activate the card when it arrives and start adding funds.

Top up and spend your holiday money in over 40 currencies

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

• Australia
• Brazil
• Canada
• EEA + Switzerland*
• Japan
• Malaysia
• New Zealand
• Philippines
• Singapore
• UK + European microstates and overseas territories*
• USA except for residents of Nevada (US cards temporarily unavailable)

FAQs About the Wise Argentine Peso Travel Card

1. Is the Wise Card Accepted Everywhere in Argentina?

Yes, the Wise card is a Mastercard, so it’s widely accepted at ATMs, shops, hotels, and online.

2. Can I Use the Wise Card for Online Shopping in Argentina?

Absolutely! The Wise card works for online transactions in Argentine pesos or other currencies.

3. What Happens if I Lose My Wise Card?

You can freeze or cancel your card through the Wise app. A replacement can be ordered for a small fee.

4. Are There Any Monthly Fees?

No, there are no monthly fees associated with the Wise card.

Conclusion

The Wise Argentine Peso Travel Card is an excellent choice for anyone traveling to Argentina. With its low fees, real exchange rates, and multi-currency support, it simplifies the process of managing money abroad. Whether you’re planning a vacation, studying, or working in Argentina, this card can save you time and money while providing unparalleled convenience.

Start your journey with the Wise card today, and spend like a local in Argentina without worrying about costly exchange rates or hidden fees!