TransferWise Pakistani Rupee Travel Card - TravelCardFinder
by
The TransferWise Pakistani Rupee Travel Card is an excellent solution for managing money in Pakistani Rupees (PKR) and other currencies. Powered by the Wise multi-currency account, this card ensures ease of transactions, transparent fees, and the best exchange rates while traveling to or conducting business in Pakistan.
What is the TransferWise Pakistani Rupee Travel Card?
The TransferWise Pakistani Rupee Travel Card is a prepaid debit card connected to your Wise account. It allows you to hold, convert, and spend PKR alongside 50+ global currencies. Designed for travelers, expatriates, and professionals, the card provides cost-effective currency conversion and global access.
Features of the TransferWise Pakistani Rupee Travel Card
| Feature | Details |
|---|---|
| Multi-Currency Support | Hold PKR and 50+ other currencies in one account. |
| Real Exchange Rates | Benefit from mid-market exchange rates without hidden markups. |
| Low Conversion Fees | Pay minimal fees between 0.35% and 1% when converting currencies. |
| ATM Access | Withdraw PKR from ATMs globally within free monthly limits. |
| Global Acceptance | Use the card wherever Mastercard is accepted. |
| Contactless Payments | Make fast and secure payments with tap-to-pay technology. |
| Digital Wallet Friendly | Add the card to Apple Pay or Google Pay for easier transactions. |
| Real-Time App Control | Manage the card, track transactions, and freeze the card if needed via the Wise mobile app. |
Benefits of the TransferWise Pakistani Rupee Travel Card
1. Low Fees
Unlike traditional banks, Wise offers clear and affordable fees for currency conversion and transactions.
2. Mid-Market Exchange Rates
Avoid the inflated exchange rates used by banks. Wise provides the real exchange rate, saving you money.
3. Global Versatility
Use the card for both online and offline transactions worldwide.
4. Multi-Currency Convenience
Switch between PKR and other currencies seamlessly, all within the same account.
5. Secure Transactions
Freeze your card instantly in case of loss, and enjoy safe contactless payments.
Supported Currencies
The Wise card supports over 50 currencies, including:
- Pakistani Rupee (PKR)
- US Dollar (USD)
- Euro (EUR)
- British Pound (GBP)
- Australian Dollar (AUD)
- Canadian Dollar (CAD)
- Indian Rupee (INR)
- UAE Dirham (AED)
- Saudi Riyal (SAR)
Fees and Charges
| Fee Type | Details |
|---|---|
| Card Issuance Fee | A small one-time fee (approximately $10 USD or equivalent in PKR). |
| Currency Conversion Fee | Low fees ranging from 0.35% to 1%, depending on the currency pair. |
| ATM Withdrawal Fee | Free withdrawals up to a monthly limit (e.g., PKR 35,000); small fees apply beyond the limit. |
| Account Maintenance Fee | None. |
| Replacement Fee | Minimal charge for lost or damaged cards. |
How to Use the TransferWise Pakistani Rupee Travel Card Effectively
1. Load PKR in Advance
Ensure your Wise account has sufficient PKR or other currencies before making transactions.
2. Spend in PKR
When in Pakistan, always pay in Pakistani Rupees (PKR) to avoid dynamic currency conversion fees.
3. ATM Withdrawals
Stay within the free withdrawal limit to save on additional fees.
4. Online and Offline Usage
Use the card for both in-store purchases and online shopping.
5. Track Expenses
The Wise app provides real-time transaction updates, helping you manage your spending efficiently.
How to Apply for the TransferWise Pakistani Rupee Travel Card
Step 1: Sign Up for a Wise Account
Go to the Wise website or app and create an account using your email.
Step 2: Verify Your Identity
Provide a valid ID and address proof as part of the sign-up process.
Step 3: Order Your Card
Log in to your account, request the Wise card, and pay the issuance fee.
Step 4: Activate the Card
Once you receive the card, activate it through the Wise app.
Step 5: Add Funds
Load your Wise account with PKR or other currencies, and you’re ready to spend.
Do’s and Don’ts of the TransferWise Pakistani Rupee Travel Card
Do’s:
- Pay in PKR when in Pakistan to avoid unnecessary fees.
- Use the Wise app to manage funds and monitor transactions.
- Plan your ATM usage to stay within the free withdrawal limit.
Don’ts:
- Avoid dynamic currency conversion (DCC) at payment terminals; always choose PKR.
- Don’t rely entirely on ATMs; carry some cash for emergencies.
- Avoid exceeding withdrawal limits, as additional fees may apply.
Best Practices for Using the Wise Card in Pakistan
- Use for Online Shopping: Save on international transaction fees for online purchases in PKR.
- Pay Locally: Whether dining out or shopping, always choose PKR as the payment currency.
- Monitor Conversion Rates: Use the Wise app to check live exchange rates before making transfers or conversions.
- Enable Notifications: Stay informed about every transaction with instant alerts.
Why Choose the TransferWise Pakistani Rupee Travel Card?
The Wise card simplifies managing PKR and other currencies for travelers, expats, and freelancers. Its transparency, affordability, and multi-currency support make it one of the best options for anyone dealing with PKR.
Top up and spend your holiday money in over 40 currencies
Which all countries can apply for Wise Travel Card
The Wise card is currently available for personal customers that live in these countries and regions:
- Australia
- Brazil
- Canada
- EEA + Switzerland*
- Japan
- Malaysia
- New Zealand
- Philippines
- Singapore
- UK + European microstates and overseas territories*
- USA except for residents of Nevada (US cards temporarily unavailable)
Conclusion
The TransferWise Pakistani Rupee Travel Card is a practical and affordable tool for managing PKR while traveling or working. With low fees, real exchange rates, and multi-currency functionality, it is an essential companion for international and local transactions in Pakistan. Apply for your Wise card today and experience hassle-free currency management.
