TransferWise Turkish Lira Travel Card

Are you planning a trip to Turkey or managing payments in Turkish Lira (TRY)? The TransferWise Turkish Lira Travel Card, also known as the Wise Card, is designed for travelers and expats. With the ability to hold multiple currencies and save on exchange fees, this card is perfect for managing money in Turkey. This guide covers everything you need to know about its features, fees, and usage.

What is the TransferWise Turkish Lira Travel Card?

The TransferWise Turkish Lira Travel Card is a prepaid card linked to your Wise multi-currency account. It enables you to store, convert, and spend Turkish Lira and over 50 other currencies. This card helps you avoid hidden fees and offers a transparent, low-cost way to manage your finances while traveling.

Features of the TransferWise Turkish Lira Travel Card

Feature Details
Multi-Currency Account Hold, manage, and convert Turkish Lira (TRY) alongside over 50 global currencies.
Real Exchange Rates Get the mid-market rate with no hidden markups.
Low Fees Enjoy minimal fees for currency conversion, typically between 0.35% and 1%.
Global Usability Use the card anywhere Mastercard is accepted, including in Turkey and abroad.
Contactless Payments Pay quickly and securely with contactless technology.
ATM Withdrawals Withdraw cash in TRY or other currencies with a free monthly limit.
Security Features Freeze and unfreeze your card instantly through the Wise app.
Instant Notifications Get real-time alerts for every transaction, ensuring better tracking and control.

Benefits of Using the TransferWise Turkish Lira Travel Card

1. Save on Currency Exchange

Traditional banks often charge high fees and offer poor exchange rates. With the Wise Card, you get the real exchange rate, which is the fairest rate available.

2. Minimal Fees

The currency conversion fee ranges between 0.35% and 1%, making it one of the most affordable options for travelers and expats.

3. Hold and Spend in Multiple Currencies

The Wise multi-currency account lets you hold and manage TRY and many other currencies. This is especially useful if you travel to multiple countries.

4. Ease of Use

The card is globally accepted and compatible with both online and offline transactions. It’s also easy to load and manage through the Wise app.

5. Transparent Spending

The Wise app provides a clear breakdown of your spending, ensuring you have complete control over your finances.

Supported Currencies

The TransferWise Turkish Lira Travel Card supports over 50 currencies, including:

  • Turkish Lira (TRY)
  • US Dollar (USD)
  • Euro (EUR)
  • British Pound (GBP)
  • Japanese Yen (JPY)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Swedish Krona (SEK)

Fees and Charges

Fee Type Details
Card Issuance Fee A small one-time fee (usually around $10 or equivalent) to issue the card.
Currency Conversion Fee Low fees ranging from 0.35% to 1%, depending on the currency pair.
ATM Withdrawal Fee Free for withdrawals up to a limit (e.g., $200 USD per month); a small fee applies afterward.
Monthly Maintenance Fee None.
Replacement Card Fee A nominal charge applies if you need a replacement card.

Best Way to Use the TransferWise Turkish Lira Travel Card

1. Load Your Account in Advance

Add funds to your Wise account in Turkish Lira (TRY) or any other currency before traveling. You can top up via bank transfer, debit card, or credit card.

2. Pay in Local Currency

Always pay in Turkish Lira when using the card in Turkey. Avoid dynamic currency conversion (DCC) at terminals to save money.

3. Withdraw Cash When Needed

Use ATMs to withdraw cash in TRY. Stay within the free monthly withdrawal limit to avoid extra fees.

4. Use the Card for Everyday Payments

The Wise card is perfect for paying for hotels, transportation, shopping, and dining in Turkey.

5. Monitor Your Spending

Track your transactions and balances through the Wise app for better financial control.

How to Apply for the TransferWise Turkish Lira Travel Card

Step 1: Create a Wise Account

Sign up for a Wise account online or through the app. Provide your email address and create a password.

Step 2: Verify Your Identity

Upload a government-issued ID and proof of address to complete the verification process.

Step 3: Order Your Card

Once verified, order the Wise Card via the app or website. Pay the issuance fee and provide your delivery address.

Step 4: Activate the Card

When you receive the card, activate it through the Wise app. Load funds to start using it.

Step 5: Start Spending

Use the card for payments and withdrawals in Turkey and other supported countries.

Do’s and Don’ts of Using the Wise Turkish Lira Travel Card

Do’s:

  • Pay in TRY whenever possible to avoid unnecessary fees.
  • Monitor your spending through real-time notifications in the Wise app.
  • Freeze your card immediately if it’s lost or stolen.

Don’ts:

  • Don’t exceed free ATM withdrawal limits, as fees apply afterward.
  • Don’t use dynamic currency conversion (DCC) at payment terminals.
  • Don’t forget to load sufficient funds before traveling.

Why Choose the TransferWise Turkish Lira Travel Card?

The Wise Turkish Lira Travel Card is ideal for tourists, expats, and business travelers in Turkey. Its transparent fees, ease of use, and real exchange rates make it a superior option to traditional travel cards or bank cards. Whether you’re exploring Istanbul, relaxing in Antalya, or conducting business in Ankara, this card ensures seamless financial transactions.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Conclusion

The TransferWise Turkish Lira Travel Card is an excellent tool for managing money in Turkey. It offers low fees, real exchange rates, and a convenient way to hold and spend Turkish Lira. With features designed for modern travelers, the Wise Card simplifies your financial journey. Apply for your Wise Card today and enjoy a stress-free travel experience in Turkey.