TransferWise Ukrainian Hryvnia Travel Card

The TransferWise Ukrainian Hryvnia Travel Card is a prepaid debit card linked to your Wise multi-currency account. It allows users to hold, spend, and manage Ukrainian Hryvnia (UAH) and over 50 other currencies. This card is ideal for travelers, expats, or anyone who wants to make international transactions with ease. Let’s dive into everything you need to know about this versatile travel card, including its features, benefits, fees, and best practices for use.

What is the TransferWise Ukrainian Hryvnia Travel Card?

The TransferWise Ukrainian Hryvnia Travel Card is part of the Wise account, which is an online platform for international money transfers and currency conversion. This card lets you store and spend Ukrainian Hryvnia (UAH), along with other currencies, all at real exchange rates without hidden fees. It works like a debit card, but with better exchange rates, low fees, and the ability to spend money globally. Whether you’re traveling to Ukraine or managing finances in multiple countries, this card simplifies the process.

Features of the TransferWise Ukrainian Hryvnia Travel Card

Feature Details
Multi-Currency Account Hold and manage more than 50 currencies in a single account.
Real Exchange Rates Enjoy mid-market exchange rates without hidden markups.
Low Fees Pay minimal conversion fees when exchanging currencies.
Global ATM Access Withdraw cash at ATMs worldwide, including those in Ukraine.
Contactless Payments Make quick, secure payments with a tap using your card.
Accepted Worldwide Use the card anywhere Mastercard is accepted.
Instant Currency Conversion Convert your balance between different currencies instantly with no hidden fees.
Real-Time Tracking Track your spending and balance in real-time via the Wise app.

Benefits of the TransferWise Ukrainian Hryvnia Travel Card

1. Save Money on Exchange Rates

Unlike traditional travel cards, the TransferWise Ukrainian Hryvnia Travel Card uses the real exchange rate, meaning there are no hidden markup costs or inflated rates.

2. Hold Multiple Currencies

You can hold over 50 currencies, including Ukrainian Hryvnia (UAH), US Dollar (USD), Euro (EUR), and others, which makes it ideal for international travelers and expatriates.

3. Transparency and Low Fees

The card charges low, transparent fees for currency conversion, making it one of the most affordable ways to spend money abroad. It also has no monthly maintenance fee, making it cost-effective for travelers.

4. Global Usability

The TransferWise Ukrainian Hryvnia Travel Card is widely accepted wherever Mastercard is accepted. Whether you’re shopping in Ukraine or abroad, you can use it for online or in-person payments.

5. Real-Time Control

With the Wise app, you can control your card, view transactions, and set up notifications to keep track of spending in real-time.

Supported Currencies

The TransferWise Ukrainian Hryvnia Travel Card supports over 50 currencies, including:

  • Ukrainian Hryvnia (UAH)
  • US Dollar (USD)
  • Euro (EUR)
  • British Pound (GBP)
  • Japanese Yen (JPY)
  • Australian Dollar (AUD)
  • Singapore Dollar (SGD)

This flexibility allows you to use the card across different countries, making it perfect for international travel and multi-currency transactions.

Fees and Charges

Fee Type Details
Card Issuance Fee Approximately $10 USD or the equivalent in UAH.
Currency Conversion Fee Around 0.35% to 1%, depending on the currency pair.
ATM Withdrawal Fee Free ATM withdrawals up to a monthly limit (e.g., UAH 12,000 per month). Fees apply beyond this limit.
Monthly Maintenance Fee No monthly maintenance fee.
Card Replacement Fee A small fee for replacing lost or stolen cards.

Best Ways to Use the TransferWise Ukrainian Hryvnia Travel Card

1. Load Your Card with UAH

If you are traveling to Ukraine or want to spend in Ukrainian Hryvnia (UAH), load your TransferWise account with UAH to avoid any conversion fees.

2. Make Purchases in UAH

Using the card to spend in Ukraine in UAH will help you avoid foreign exchange costs, making it a great choice for local transactions.

3. Withdraw Cash from ATMs

If you need cash, use the card at ATMs worldwide (including in Ukraine). Remember to stay within the free withdrawal limit to avoid extra fees.

4. Convert Currencies in Advance

If you’re traveling to multiple countries, it’s best to convert your balance into different currencies before traveling. Wise offers low conversion fees and real-time currency rates.

5. Monitor Your Spending

Use the Wise mobile app to track your transactions, set alerts, and ensure you’re not overspending.

How to Apply for the TransferWise Ukrainian Hryvnia Travel Card

Step 1: Create a Wise Account

Sign up for a Wise account by visiting their website or downloading the mobile app. The registration process is simple and quick.

Step 2: Verify Your Identity

You’ll need to verify your identity by uploading a copy of your passport or another valid ID. This is a standard process to protect your account.

Step 3: Order Your Card

Once your account is verified, you can order the TransferWise Ukrainian Hryvnia Travel Card directly from the app or website. A small card issuance fee applies.

Step 4: Activate Your Card

After receiving your card, activate it through the Wise app and start using it immediately for your international transactions.

Step 5: Fund Your Account

Top up your Wise account with UAH or any other supported currency to start using your TransferWise card.

Do’s and Don’ts of Using the TransferWise Ukrainian Hryvnia Travel Card

Do’s:

  • Load UAH in Advance: If you’re traveling to Ukraine, it’s a good idea to load your account with Ukrainian Hryvnia to avoid conversion fees.
  • Monitor Your Spending: Use the Wise app to keep track of your balance and spending.
  • Use Contactless Payments: Take advantage of contactless payments for faster transactions.
  • Withdraw Cash Wisely: Make ATM withdrawals within the free limit to avoid unnecessary fees.

Don’ts:

  • Don’t Overload Your Card with Unused Currencies: Only load currencies that you plan to use, as currency conversion fees apply.
  • Don’t Forget Your Withdrawal Limits: Be aware of the free monthly ATM withdrawal limit to avoid extra charges.
  • Don’t Choose DCC (Dynamic Currency Conversion) When Paying Abroad: Always choose to pay in the local currency to get the best exchange rate.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Conclusion

The TransferWise Ukrainian Hryvnia Travel Card is a convenient, low-cost way to manage your finances while traveling or living abroad. With real exchange rates, low fees, and multi-currency support, it’s the perfect travel companion for anyone visiting Ukraine or engaging in international transactions.

Whether you’re exploring Ukraine or traveling the world, this card offers the flexibility and cost savings you need. Apply for your TransferWise Ukrainian Hryvnia Travel Card today to start managing your finances more easily and efficiently.