TransferWise Moroccan Dirham Travel Card - TravelCardFinder

If you’re planning a trip to Morocco, the TransferWise Travel Card (also known as the Wise Card) is one of the smartest ways to manage your money. It’s a prepaid debit card that lets you spend Moroccan Dirhams (MAD) and other currencies at real exchange rates with low fees. In this article, we will explore everything you need to know about this card, including its features, benefits, fees, supported currencies, and tips for the best way to use it.

What Is the TransferWise Moroccan Dirham Travel Card?

The TransferWise Travel Card is a debit card connected to your Wise multi-currency account. It’s designed to make spending money abroad simple and affordable. With the card, you can spend Moroccan Dirhams and over 50 other currencies without worrying about hidden fees or bad exchange rates.

Features of the TransferWise Travel Card

Benefits of the TransferWise Moroccan Dirham Card

1. Save on Exchange Rates
   The Wise card uses the real exchange rate, so you won’t lose money to inflated rates or hidden fees.

2. Convenience
   Spend directly in Moroccan Dirhams without carrying large amounts of cash. Use the card anywhere Mastercard is accepted.

3. Global Coverage
   Use it not just in Morocco but worldwide. It supports multiple currencies, making it perfect for frequent travelers.

4. Safety
   If the card is lost or stolen, you can instantly freeze it using the Wise app. Unlike cash, your money is secure.

5. No Monthly Fees
   You don’t have to worry about maintenance or subscription fees.

6. Easy to Load and Use
   Add money to your Wise account via bank transfers, debit cards, or credit cards, and start spending.

Supported Currencies

The TransferWise Travel Card supports 50+ currencies, including:

• Moroccan Dirham (MAD)
• USD, EUR, GBP, CAD, AUD, JPY, INR, SAR, AED, and more.

You can hold money in your preferred currency and convert it to MAD when needed.

Fees and Charges

Here’s a breakdown of the typical fees associated with the Wise card:

How Does Currency Conversion Work?

The Wise card offers the mid-market exchange rate, which is the fairest rate available. Unlike traditional banks or exchange services, Wise doesn’t add a markup. Instead, they charge a small, transparent fee when converting currencies.

For example, if you’re converting USD to MAD, you’ll see the exact rate on Google or Xe.com. Wise’s conversion fee is only 0.35% to 1%, which is significantly lower than banks and currency exchange kiosks.

Best Ways to Use the Wise Travel Card in Morocco

1. Convert Funds Before Your Trip
   Load your Wise account with your home currency and convert it to Moroccan Dirhams in the app before you travel. This helps you lock in a favorable exchange rate.

2. Pay in Local Currency
   Always choose to pay in Moroccan Dirhams (MAD) when given the option. Avoid paying in your home currency to steer clear of high dynamic currency conversion fees.

3. Use the Card for Daily Spending
   Use your Wise card for meals, transportation, shopping, and more. Many Moroccan businesses accept card payments, especially in cities like Marrakech and Casablanca.

4. Withdraw Cash Only When Necessary
   Morocco has many ATMs where you can withdraw cash in Dirhams. However, stick to the free withdrawal limit to avoid extra fees.

5. Monitor Transactions
   Use the Wise app to keep track of your spending. You can also enable notifications for every transaction.

Steps to Get the Wise Travel Card

1. Create a Wise Account
   • Sign up on the Wise website or app.
   • Provide your email address and other basic information.
2. Verify Your Identity
   • Upload a valid ID, such as a passport or driver’s license.
3. Order the Card
   • Once verified, request the card from the app or website.
   • Pay the card issuance fee.
4. Activate the Card
   • After receiving the card, activate it in the Wise app.
   • Set your PIN for added security.

Eligibility

• Age Requirement: Must be 18 years or older.
• Availability: The Wise card is available in most countries worldwide. Check Wise’s website for availability in your region.

Do’s and Don’ts of Using the Wise Card

Do’s

1. Convert money to MAD in advance to lock in a good exchange rate.
2. Use the card for everyday expenses instead of carrying cash.
3. Monitor your spending using the Wise app.
4. Enable transaction notifications for added security.

Don’ts

1. Avoid dynamic currency conversion—always pay in MAD, not your home currency.
2. Don’t withdraw more cash than necessary to avoid exceeding the free limit.
3. Never share your PIN or card details with others.

Why Choose the Wise Card for Moroccan Dirhams?

The Wise Travel Card is perfect for anyone visiting Morocco. It’s:

• Affordable: Save money with low fees and real exchange rates.
• Convenient: Use it in Morocco and over 170 countries worldwide.
• Safe: Protect your money with advanced security features.
• Flexible: Hold and convert multiple currencies in one account.

Whether you’re exploring the historic streets of Fez, enjoying the beaches of Essaouira, or shopping in the souks of Marrakech, the Wise card ensures a hassle-free financial experience.

Top up and spend your holiday money in over 40 currencies

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

• Australia
• Brazil
• Canada
• EEA + Switzerland*
• Japan
• Malaysia
• New Zealand
• Philippines
• Singapore
• UK + European microstates and overseas territories*
• USA except for residents of Nevada (US cards temporarily unavailable)

Final Thoughts

The TransferWise Moroccan Dirham Travel Card is a must-have for anyone planning a trip to Morocco. It’s simple, cost-effective, and gives you peace of mind while managing your money abroad. By following the tips in this guide, you can save on fees, stay within budget, and focus on enjoying your journey.

Get your Wise card today and start exploring Morocco with ease!

Happy travels! 🌍