TransferWise Nepalese Rupee Travel Card

Traveling to Nepal is an exciting adventure, with its breathtaking mountains, rich culture, and vibrant markets. However, managing your money while traveling can be stressful, especially when dealing with currency exchange. The TransferWise Nepalese Rupee Travel Card (now branded as the Wise card) is an easy and affordable way to handle your travel money.

This guide will walk you through all the features, benefits, fees, and best practices for using the Wise Nepalese Rupee Travel Card, ensuring you enjoy a stress-free trip.

What is the TransferWise Nepalese Rupee Travel Card?

The TransferWise Nepalese Rupee Travel Card is a prepaid debit card linked to a Wise multi-currency account. It allows you to hold and convert funds in multiple currencies, including the Nepalese Rupee (NPR). With this card, you can spend in NPR and other currencies without worrying about hidden fees.

Features of the TransferWise Nepalese Rupee Travel Card

Feature Details
Multi-Currency Wallet Hold and manage over 50 currencies, including the Nepalese Rupee (NPR).
Real Exchange Rate Access the mid-market exchange rate with no hidden markups.
Transparent Fees Pay a low and upfront fee for currency conversion (0.35%–1%).
Free ATM Withdrawals Withdraw cash for free up to $100–$200 per month, with a small fee for larger amounts.
Global Acceptance Use the card wherever Mastercard is accepted, including in Nepal.
Contactless Payments Tap to pay securely and conveniently at compatible terminals.
Card Security Features Lock or unlock the card anytime using the Wise app.
Real-Time Spending Alerts Get instant notifications for every transaction.

Benefits of the Wise Nepalese Rupee Travel Card

1. Save on Currency Exchange

Wise offers the mid-market exchange rate with a small and transparent fee. This means you save significantly compared to banks and money changers.

2. Spend Like a Local

Pay directly in NPR without additional conversion charges, making your transactions hassle-free.

3. Hold Multiple Currencies

The card supports over 50 currencies, allowing you to switch between currencies easily for multi-destination trips.

4. No Hidden Costs

You won’t have to worry about maintenance fees or unexpected charges.

5. Safety and Security

The Wise app lets you manage your card securely. If you lose the card, you can freeze it instantly.

6. Travel Convenience

With the Wise card, you don’t need to carry large amounts of cash, reducing the risk of loss or theft.

Supported Currencies

The TransferWise Nepalese Rupee Travel Card supports over 50 currencies, including:

  • Nepalese Rupee (NPR)
  • USD, EUR, GBP, AUD, INR, CAD, JPY, CHF, SGD, and many more.

You can hold and convert currencies instantly within the Wise app at the real exchange rate.

Fees and Charges

Here’s a breakdown of the fees for the Wise card:

Fee Type Amount
Card Issuance Fee A one-time fee (varies by region, typically under $10).
Currency Conversion Fee Between 0.35% and 1% of the converted amount.
ATM Withdrawal Fee Free for up to $100–$200/month; 2% fee for withdrawals beyond the limit.
Replacement Card Fee Minimal fee for replacing a lost or damaged card.
Monthly Maintenance Fee None.

Currency Conversion at Real Exchange Rates

Wise uses the real exchange rate, which is the mid-market rate without any markups. You’ll only pay a small conversion fee ranging from 0.35% to 1%.

For example:

  • If you convert $1,000 USD to NPR, you receive the exact amount minus the small conversion fee.

This transparency ensures you always know what you’re paying.

Best Ways to Use the Wise Nepalese Rupee Travel Card

1. Convert Money Before You Travel

Use the Wise app to convert your home currency to NPR before arriving in Nepal. This allows you to lock in the best exchange rate and ensures you’re ready to spend.

2. Pay for Expenses in NPR

Use the card to pay for hotel bookings, dining, shopping, and activities. Businesses in Nepal widely accept Mastercard.

3. Withdraw Cash When Needed

While many places in Nepal accept cards, some small vendors and remote areas may require cash. Use your Wise card to withdraw NPR from ATMs, staying within the free limit.

4. Track Your Spending

Monitor all transactions in real-time using the Wise app to stay within your travel budget.

5. Avoid Dynamic Currency Conversion

Always choose to pay in NPR instead of your home currency to avoid unnecessary conversion fees.

Steps to Get the Wise Nepalese Rupee Travel Card

  1. Sign Up for Wise
    Create an account on the Wise website or app using your email.

  2. Verify Your Identity
    Upload a valid ID (passport, driver’s license) and complete the verification process.

  3. Order the Card
    Request the Wise card and pay the one-time issuance fee.

  4. Activate the Card
    Once your card arrives, activate it through the Wise app and set your PIN.

  5. Load Money
    Add funds to your Wise account using a bank transfer, debit card, or credit card.

Eligibility

To get the Wise Nepalese Rupee Travel Card, you need to:

  • Be at least 18 years old.
  • Reside in a country where Wise operates. Check availability in your region on the Wise website.

Do’s and Don’ts of Using the Wise Card

Do’s

  • Convert your funds to NPR before traveling to Nepal.
  • Use the Wise app to monitor your expenses and track your balance.
  • Stick to the free ATM withdrawal limit to avoid extra charges.
  • Pay in NPR to minimize transaction fees.

Don’ts

  • Avoid using the card for currencies you haven’t converted to avoid dynamic conversion fees.
  • Don’t share your card details or PIN with others.
  • Don’t exceed the free ATM withdrawal limit unnecessarily.

Why Choose the Wise Nepalese Rupee Travel Card?

  1. Low Fees: Spend and convert money with minimal charges.
  2. Ease of Use: Make payments easily in Nepal and other countries.
  3. Security: Advanced safety features for peace of mind.
  4. Multi-Currency Support: Ideal for travelers visiting multiple destinations.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Final Thoughts

The TransferWise Nepalese Rupee Travel Card is an excellent choice for travelers visiting Nepal. It offers affordability, transparency, and convenience, making your travel money management simple. Whether you’re exploring Kathmandu or trekking through the Himalayas, this card ensures you can focus on enjoying your trip without worrying about finances.

Order your Wise card today and make your Nepal adventure stress-free!