TransferWise Swedish Krona Travel Card

Sweden is a fantastic destination known for its stunning landscapes, vibrant cities, and fascinating culture. When visiting Sweden, having the right travel card can make your trip more convenient and cost-effective. The TransferWise Swedish Krona Travel Card (now known as the Wise card) is a perfect choice for managing your travel expenses in Sweden.

This article provides a complete guide to the Wise Swedish Krona Travel Card, including its features, benefits, fees, supported currencies, and tips for using it effectively.

What is the TransferWise Swedish Krona Travel Card?

The TransferWise Swedish Krona (SEK) Travel Card is a prepaid debit card linked to your Wise account. It allows you to hold and spend money in multiple currencies, including SEK, at real exchange rates. It is a cost-effective and user-friendly alternative to traditional bank cards for travelers.

With the Wise card, you can enjoy secure, affordable, and hassle-free payments during your trip to Sweden.

Key Features of the Wise Swedish Krona Travel Card

Feature Details
Multi-Currency Wallet Hold and manage over 50 currencies, including SEK.
Real Exchange Rates Access mid-market exchange rates without hidden fees.
Low Fees Minimal fees for currency conversion and ATM withdrawals.
Global Usability Use the card anywhere Mastercard is accepted.
Contactless Payments Tap to pay for fast and secure transactions.
Free ATM Withdrawals Withdraw cash for free up to a specific monthly limit.
Freeze Your Card Temporarily lock your card through the Wise app if it’s lost or stolen.
Real-Time Spending Alerts Get instant notifications for every transaction.

Benefits of Using the Wise Swedish Krona Travel Card

1. Save on Currency Conversion

The Wise card uses the real mid-market exchange rate for conversions, which is far more affordable than rates offered by traditional banks or currency exchange counters.

2. Multi-Currency Support

Hold and spend in over 50 currencies. You can easily switch between currencies in the Wise app, making it ideal for multi-country trips.

3. Convenient and Secure

The Wise card is accepted worldwide and offers robust security features, such as card freezing and PIN protection.

4. Transparent Fees

The Wise card has no hidden charges, making it one of the most cost-effective travel cards.

5. Ideal for Sweden

Spend in Swedish Krona (SEK) without additional conversion fees or unfavorable exchange rates.

Supported Currencies

The Wise Swedish Krona Travel Card supports more than 50 currencies, including:

  • Swedish Krona (SEK)
  • USD, EUR, GBP, NOK, DKK, AUD, CAD, JPY, and more.

With the multi-currency wallet, you can easily convert and hold funds in SEK before traveling to Sweden.

Fees and Charges

Fee Type Details
Card Issuance Fee One-time fee (approximately $10).
Currency Conversion Fee 0.35%–1% of the transaction amount, depending on the currency pair.
ATM Withdrawal Fee Free for withdrawals up to $100–$200/month; 2% fee for amounts exceeding the limit.
Monthly Maintenance Fee None.
Replacement Card Fee Small fee for issuing a replacement card.

How Currency Conversion Works

The Wise card converts your money at the mid-market exchange rate, ensuring you get the best possible deal. A small conversion fee of 0.35%–1% is applied, which is significantly lower than what traditional banks charge.

Example:

If you convert $1,000 to Swedish Krona (SEK), you will receive the amount at the real exchange rate, minus the small conversion fee.

Best Ways to Use the Wise Swedish Krona Travel Card

1. Convert Funds Before Traveling

Use the Wise app to convert your home currency to SEK before you arrive in Sweden. This ensures you lock in the best exchange rate.

2. Pay in Local Currency

Always choose to pay in SEK when using your card in Sweden. This avoids dynamic currency conversion fees.

3. Use for Daily Transactions

The Wise card is perfect for everyday expenses like dining, shopping, and public transport in Sweden.

4. Limit Cash Withdrawals

While the card is widely accepted, you might need cash for smaller purchases in rural areas. Use ATMs to withdraw SEK within the free monthly limit.

5. Track Spending in the Wise App

Monitor your expenses, set spending limits, and freeze your card if necessary using the Wise app.

Steps to Apply for the Wise Swedish Krona Travel Card

  1. Sign Up for a Wise Account
    Visit the Wise website or download the Wise app to create an account.

  2. Verify Your Identity
    Provide a government-issued ID and address proof for verification.

  3. Order Your Card
    Request the Wise card through the app or website and pay the issuance fee.

  4. Activate Your Card
    Once you receive the card, activate it through the Wise app and set your PIN.

  5. Load Funds
    Add money to your Wise account using a bank transfer, debit card, or credit card.

Eligibility

To apply for the Wise Swedish Krona Travel Card, you must:

  • Be at least 18 years old.
  • Reside in a country where Wise operates.

Do’s and Don’ts of Using the Wise Card

Do’s

  • Convert your money to SEK before arriving in Sweden.
  • Use the Wise app to monitor your spending.
  • Choose to pay in SEK for all transactions in Sweden.
  • Keep your card secure and report any loss immediately.

Don’ts

  • Don’t exceed the free ATM withdrawal limit to avoid extra fees.
  • Avoid using the card for dynamic currency conversion.
  • Don’t share your card details or PIN with anyone.

Why Choose the Wise Swedish Krona Travel Card?

  1. Cost-Effective: Lower fees and better exchange rates compared to banks or other travel cards.
  2. Convenient: Manage everything through the Wise app, from currency conversion to spending tracking.
  3. Secure: Advanced security features to protect your funds.
  4. Global Acceptance: Use it worldwide, not just in Sweden.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Final Thoughts

The TransferWise Swedish Krona Travel Card is a smart choice for anyone traveling to Sweden. With its low fees, real exchange rates, and user-friendly app, it simplifies your travel expenses. Whether you’re exploring Stockholm, hiking in Lapland, or enjoying fika at a local café, the Wise card is your perfect travel companion.

Order your Wise card today and travel smarter in Sweden!