TransferWise Hungarian Forint Travel Card

Managing money while traveling can be tricky, especially when dealing with different currencies. If you’re visiting Hungary or handling Hungarian Forint (HUF), the TransferWise Hungarian Forint Travel Card (or Wise Card) can make your journey stress-free and cost-effective. This article provides a detailed guide to the card’s features, benefits, fees, supported currencies, and tips for using it effectively.

What is the TransferWise Hungarian Forint Travel Card?

The TransferWise Hungarian Forint Travel Card is a prepaid debit card connected to your Wise multi-currency account. It enables you to hold, convert, and spend Hungarian Forint (HUF) and over 50 other currencies with ease. With low fees and access to the real exchange rate, the Wise Card is an excellent choice for travelers who want to save money.

Key Features of the TransferWise Hungarian Forint Travel Card

Feature Details
Multi-Currency Account Hold and manage Hungarian Forint (HUF) along with more than 50 other currencies.
Real Exchange Rates Convert currencies using the real exchange rate without hidden markups.
Low Conversion Fees Enjoy low fees ranging from 0.35% to 1%, depending on the currency pair.
Global Acceptance Use the card anywhere Mastercard is accepted, both online and in stores.
Free ATM Withdrawals Withdraw cash from ATMs up to a monthly limit without fees (limits depend on your location).
Contactless Payments Pay quickly and securely using contactless technology.
Instant Notifications Receive real-time alerts for every transaction to keep track of your spending.
Freeze and Unfreeze Instantly lock your card through the Wise app if it’s lost or stolen.

Benefits of Using the TransferWise Hungarian Forint Travel Card

1. Save Money on Currency Exchange

Unlike banks and exchange services, the Wise Card offers the real mid-market exchange rate. This is the rate you see on Google or financial platforms without additional markup, making your money go further.

2. Low Conversion Fees

Currency conversion fees are as low as 0.35% to 1%, depending on the currency pair. For example, converting from Euros (EUR) to Hungarian Forint (HUF) is both simple and affordable with Wise.

3. Hold Multiple Currencies

With the Wise multi-currency account, you can store Hungarian Forint and dozens of other currencies. This flexibility allows you to manage money easily when traveling to multiple countries.

4. Spend Like a Local

Pay directly in Hungarian Forint to avoid additional charges like dynamic currency conversion (DCC), which can be expensive. The Wise card helps you pay in the local currency, saving money on fees.

5. Convenient and Secure

The Wise app makes it easy to manage your card and account. You can freeze your card instantly if needed, track spending in real time, and access support directly from the app.

Supported Currencies

The Wise Card supports over 50 currencies. Here are some popular currencies you can hold and convert with the card:

  • Hungarian Forint (HUF)
  • US Dollar (USD)
  • Euro (EUR)
  • British Pound (GBP)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • Japanese Yen (JPY)
  • Indian Rupee (INR)
  • South African Rand (ZAR)
  • Singapore Dollar (SGD)

This flexibility makes the Wise card ideal for global travelers.

Fees and Charges

Fee Type Details
Card Issuance Fee A small fee for issuing the Wise Card (around $10 or equivalent).
Currency Conversion Fee 0.35% to 1%, depending on the currency pair.
ATM Withdrawal Fee Free withdrawals up to a monthly limit (e.g., $200 USD), after which a small fee applies.
Monthly Maintenance Fee None.
Card Replacement Fee A small fee applies if you need a replacement card.

Best Way to Use the TransferWise Hungarian Forint Travel Card

1. Load Your Card with Hungarian Forint

Before traveling to Hungary, load your Wise account with Hungarian Forint (HUF). You can transfer money to your Wise account using a bank transfer, debit, or credit card.

2. Pay in Local Currency

Always pay in Hungarian Forint when making purchases. Avoid dynamic currency conversion (DCC) at merchants, as it often results in higher fees.

3. Use the Card for Daily Expenses

The Wise Card is perfect for paying for meals, transportation, tickets, and shopping in Hungary. Since it’s a Mastercard, it works almost everywhere.

4. Withdraw Cash When Needed

For cash transactions, use ATMs to withdraw Hungarian Forint. Stay within the monthly withdrawal limit to avoid fees.

5. Monitor Spending via the App

The Wise app provides real-time notifications for every transaction, helping you stay on budget and avoid overspending.

How to Apply for the TransferWise Hungarian Forint Travel Card

Step 1: Sign Up for Wise

Go to the Wise website or download the app and create an account. Provide your name, email, and password.

Step 2: Verify Your Identity

Complete the verification process by submitting a government-issued ID and proof of address.

Step 3: Order the Card

Once your account is verified, request the Wise card. Pay the issuance fee, and the card will be shipped to your address.

Step 4: Activate the Card

When the card arrives, activate it using the Wise app. Load funds into your account to start using the card.

Step 5: Start Spending

Use your Wise card for purchases, ATM withdrawals, and online transactions.

Do’s and Don’ts of Using the Wise Hungarian Forint Travel Card

Do’s:

  • Do use the Wise app to track transactions and manage currencies.
  • Do pay in the local currency to avoid dynamic currency conversion fees.
  • Do freeze your card if it’s lost or stolen.

Don’ts:

  • Don’t exceed ATM withdrawal limits to avoid extra charges.
  • Don’t rely solely on the card; keep some cash for emergencies.

Why Choose the TransferWise Hungarian Forint Travel Card?

The Wise Hungarian Forint Travel Card is an excellent choice for managing your money while traveling. With its low fees, real exchange rates, and multi-currency support, it offers convenience and savings. Whether you’re visiting Hungary for business, leisure, or education, the Wise card simplifies financial transactions and keeps your costs low.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Conclusion

The TransferWise Hungarian Forint Travel Card is a must-have for travelers to Hungary. Its low conversion fees, real exchange rates, and global usability make it one of the best options for managing Hungarian Forint and other currencies. With easy application steps and user-friendly features, this card is a reliable travel companion.

Get your Wise Hungarian Forint Travel Card today and enjoy a hassle-free travel experience!