TransferWise Euro Travel Card

Planning-a trip to Europe? Managing your travel money in different countries can be challenging, especially when dealing with multiple currencies. The TransferWise Euro Travel Card (now called the Wise card) is a reliable solution to make spending in euros and other currencies simple, affordable, and hassle-free.

In this article, we’ll explore the features, benefits, fees, and best ways to use the Wise Euro Travel Card to make the most of your European trip.

What is the TransferWise Euro Travel Card?

The TransferWise Euro Travel Card is a prepaid debit card linked to your Wise multi-currency account. It allows you to spend directly in euros and over 50 other currencies without hidden charges. With its real exchange rate and low fees, this card is ideal for anyone traveling to Europe.

Features of the TransferWise Euro Travel Card

Feature Details
Multi-Currency Wallet Hold and manage over 50 currencies, including euros (EUR).
Real Exchange Rate Access the mid-market exchange rate with no hidden markups.
Low Conversion Fees Pay a small, upfront fee (0.35%–1%) for currency conversion.
Free ATM Withdrawals Withdraw cash for free up to €200/month, with a small fee for larger amounts.
Global Acceptance Use the card wherever Mastercard is accepted, across Europe and worldwide.
Contactless Payments Tap to pay at shops, restaurants, and public transport systems in Europe.
Freeze and Unfreeze Lock your card instantly via the Wise app for security.
Transaction Alerts Get instant notifications for every transaction.

Benefits of the TransferWise Euro Travel Card

1. Save Money on Currency Exchange

The card uses the real exchange rate (mid-market rate) with low and transparent conversion fees. This means no hidden charges, unlike banks or currency exchange services.

2. Spend Like a Local

With the Wise card, you can pay directly in euros and other local currencies. This helps avoid extra fees from dynamic currency conversion.

3. Multi-Currency Support

Hold and convert money in multiple currencies, making it easy to travel to different countries in Europe without carrying cash.

4. Simple and Transparent Fees

No monthly charges or hidden costs – you only pay for what you use.

5. Safe and Secure

Manage your card through the Wise app. If your card is lost or stolen, you can freeze it instantly.

Supported Currencies

The Wise Euro Travel Card supports over 50 currencies, including:

  • Euro (EUR)
  • USD, GBP, AUD, CAD, CHF, NOK, SEK, PLN, and more.

With the Wise app, you can convert funds between currencies instantly at the real exchange rate.

Fees and Charges

Here is a breakdown of the key fees:

Fee Type Amount
Card Issuance Fee One-time fee (varies by region, typically under €10).
Currency Conversion Fee 0.35%–1% of the converted amount.
ATM Withdrawal Fee Free up to €200/month; 2% fee for amounts beyond the free limit.
Replacement Card Fee Small fee for replacing a lost or damaged card.
Monthly Maintenance Fee None.

Currency Conversion at Real Exchange Rates

Unlike banks, which add hidden markups to exchange rates, Wise offers the mid-market exchange rate. This is the fairest rate you’ll find, without any additional margins.

For example:

  • If you convert €1,000 to USD, you’ll receive the full amount minus the small conversion fee.

This transparency ensures you always know what you’re paying.

Best Ways to Use the Wise Euro Travel Card

1. Convert Currency Before You Travel

Use the Wise app to convert your home currency to euros before your trip. This locks in the best exchange rate and ensures you’re prepared.

2. Pay Directly in Euros

Use the card for meals, transport, shopping, and other expenses across Europe. It’s accepted wherever Mastercard is used.

3. Withdraw Cash When Needed

Although Europe is highly card-friendly, some small businesses prefer cash. Use your Wise card to withdraw euros at ATMs, staying within the free limit.

4. Monitor Spending in Real-Time

The Wise app provides instant transaction alerts and lets you track your spending to stay on budget.

5. Avoid Dynamic Currency Conversion

When making payments, always choose to pay in euros rather than your home currency to avoid unnecessary conversion fees.

Steps to Get the Wise Euro Travel Card

  1. Sign Up for Wise
    Create an account on the Wise website or app using your email address.

  2. Verify Your Identity
    Upload a valid ID (passport, driver’s license) and complete the verification process.

  3. Order Your Card
    Request your Wise card and pay the one-time issuance fee.

  4. Activate the Card
    When your card arrives, activate it through the Wise app and set your PIN.

  5. Load Money
    Add funds to your Wise account via bank transfer, debit card, or credit card.

Eligibility

To get the Wise Euro Travel Card, you must:

  • Be at least 18 years old.
  • Reside in a country where Wise operates. Check availability on the Wise website.

Do’s and Don’ts of Using the Wise Card

Do’s

  • Convert your home currency to euros in advance.
  • Use the Wise app to track spending and manage funds.
  • Pay directly in euros to avoid extra charges.
  • Take advantage of the free ATM withdrawal limit.

Don’ts

  • Don’t exceed the free ATM withdrawal limit to avoid fees.
  • Never share your card details or PIN with anyone.
  • Avoid paying in your home currency when using the card in Europe.

Why Choose the Wise Euro Travel Card?

  1. Affordable Fees: Save on currency conversion with low fees.
  2. Convenience: Use the card for cashless payments across Europe.
  3. Transparency: No hidden charges – know exactly what you’re paying.
  4. Multi-Currency Support: Great for travelers visiting multiple European countries.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Final Thoughts

The TransferWise Euro Travel Card is an excellent choice for travelers heading to Europe. Whether you’re exploring Paris, Rome, or Berlin, this card simplifies spending and helps you save money. With its real exchange rates, low fees, and multi-currency support, it’s a must-have for any European adventure.

Order your Wise card today and enjoy a worry-free trip to Europe!