TransferWise Vietnamese Dong Travel Card - TravelCardFinder
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Traveling can be a wonderful experience, but managing money in foreign currencies can be a challenge. The TransferWise Vietnamese Dong Travel Card is a convenient solution for anyone traveling to Vietnam or other countries, offering a smart way to manage your money without the high fees typically associated with foreign transactions. With the Wise card, you can enjoy low fees, real exchange rates, and the flexibility of using multiple currencies in a single account.
In this detailed guide, we will go over everything you need to know about the TransferWise Vietnamese Dong Travel Card, including its features, benefits, supported currencies, fees, how to use it, and more. By the end of this guide, you will have all the information you need to make the most of this travel card during your adventures.
What is the TransferWise Vietnamese Dong Travel Card?
The TransferWise Vietnamese Dong Travel Card is a debit card linked to your Wise account, designed for people who want to make payments in Vietnamese Dong (VND) and other currencies around the world. It works like a regular debit card, but with the added benefit of low fees and real exchange rates for currency conversion.
Wise (formerly known as TransferWise) is a financial technology company that provides services such as low-cost currency conversion, multi-currency accounts, and international money transfers. The TransferWise Vietnamese Dong Travel Card is just one of the many services offered by Wise to help travelers manage their finances more easily.
Key Features of the TransferWise Vietnamese Dong Travel Card
| Feature | Details |
|---|---|
| Multi-Currency Account | Hold over 50 currencies, including Vietnamese Dong (VND), USD, EUR, GBP, and more. |
| Real Exchange Rates | Spend at the mid-market exchange rate, the same rate used by Google or financial platforms. |
| Low Fees | Enjoy low fees for currency conversions, ATM withdrawals, and card usage. No monthly account fees. |
| Global Acceptance | Accepted worldwide wherever Mastercard is accepted, in stores and online. |
| ATM Withdrawals | Withdraw cash from ATMs worldwide with low fees and free monthly withdrawal limits. |
| Contactless Payments | Make quick and secure payments using contactless technology. |
| App Integration | Easily track your spending, manage your funds, and convert currencies using the Wise app. |
| Security Features | Use enhanced security features, including two-factor authentication and card freezing. |
Benefits of the TransferWise Vietnamese Dong Travel Card
1. Real Exchange Rates
The TransferWise Vietnamese Dong Travel Card offers the real exchange rate (also called the mid-market rate). This is the same rate used by Google or other financial platforms and is much better than the exchange rates offered by banks or traditional credit cards.
When you convert currencies with the Wise card, you get a better deal than what most banks offer, which often come with hidden markups and high fees. This means you can save money while spending abroad, whether you’re in Vietnam or traveling to other countries.
2. Low Fees
One of the main benefits of the TransferWise Vietnamese Dong Travel Card is its low fees. Unlike traditional credit cards or bank cards, the Wise card comes with very low or no hidden fees for foreign transactions, currency conversions, and ATM withdrawals.
There are no monthly maintenance fees or account fees with the Wise card. You only pay for the services you use, making it a budget-friendly option for travelers.
3. Multi-Currency Account
The TransferWise Vietnamese Dong Travel Card allows you to hold multiple currencies in your Wise account. You can store currencies like Vietnamese Dong (VND), USD, EUR, GBP, AUD, and over 50 other currencies.
This is especially helpful for frequent travelers who visit different countries or need to use several currencies. With the Wise card, you don’t need to carry multiple cards or worry about exchanging money every time you enter a new country.
When you spend in a currency you already have on the card, Wise uses that currency automatically, saving you from conversion fees.
4. Low ATM Withdrawal Fees
The TransferWise Vietnamese Dong Travel Card allows you to withdraw money from ATMs worldwide. Wise offers a free monthly ATM withdrawal limit of $250 USD or equivalent, meaning you can withdraw cash without paying fees up to that amount. After exceeding this limit, a small fee applies.
This is particularly useful when you need cash for things like taxis, meals, or shopping. Compared to other travel cards, Wise charges lower ATM withdrawal fees, which makes it a cost-effective option for managing cash while traveling.
5. Global Acceptance
The TransferWise Vietnamese Dong Travel Card is a Mastercard, which means it is accepted in millions of locations worldwide. Whether you’re in Vietnam, Singapore, Europe, or the USA, you can use the Wise card for purchases and ATM withdrawals wherever Mastercard is accepted.
This global acceptance ensures that you won’t have to worry about whether your card will work in the countries you visit. You can use it for online purchases, shopping in stores, and payments at restaurants without any hassle.
6. Contactless Payments
The TransferWise Vietnamese Dong Travel Card supports contactless payments, making it easy to pay for small purchases without having to swipe your card or enter a PIN. Just tap your card on the payment terminal, and your transaction will be processed immediately.
This feature is especially useful in countries where contactless payments are widely accepted, and it speeds up the checkout process, making your travel experience more convenient.
7. Manage Your Funds with the Wise App
With the Wise app, you can track your spending, check your balance, and convert currencies with ease. The app is available for both iOS and Android devices, so you can manage your money on the go, no matter where you are.
The app also allows you to freeze or unfreeze your card, helping you maintain security in case your card is lost or stolen. It’s a great way to stay in control of your finances and avoid any unexpected charges while you travel.
Supported Currencies
The TransferWise Vietnamese Dong Travel Card supports over 50 currencies, allowing you to store and convert them easily. Some of the currencies supported by Wise include:
- Vietnamese Dong (VND)
- US Dollar (USD)
- Euro (EUR)
- British Pound (GBP)
- Australian Dollar (AUD)
- Canadian Dollar (CAD)
- Swiss Franc (CHF)
- Singapore Dollar (SGD)
- New Zealand Dollar (NZD)
- Hong Kong Dollar (HKD)
With such a wide variety of supported currencies, the Wise card is perfect for travelers who visit multiple countries or need to convert different currencies on the go. The best part is that you get to use the real exchange rate for all currency conversions.
Fees and Charges
The TransferWise Vietnamese Dong Travel Card comes with low, transparent fees. Below is a breakdown of the fees you can expect when using this card:
| Fee Type | Details |
|---|---|
| Card Issuance Fee | $10 USD or equivalent, depending on your location. |
| Currency Conversion Fee | 0.35% to 1% depending on the currency being converted. |
| ATM Withdrawal Fee | Free for withdrawals up to $250 USD per month. After that, a small fee applies. |
| Foreign Transaction Fee | No foreign transaction fees for international purchases or currency conversions. |
| Monthly Maintenance Fee | No monthly fees or maintenance charges. |
| Card Replacement Fee | Small fee if your card is lost or stolen and needs replacement. |
These low and clear fees make the TransferWise Vietnamese Dong Travel Card an affordable option for travelers who want to avoid the high costs associated with other travel cards.
Best Ways to Use the TransferWise Vietnamese Dong Travel Card
1. Load Vietnamese Dong (VND) Before Your Trip
If you’re traveling to Vietnam, it’s a good idea to load your Wise card with Vietnamese Dong (VND) before you go. This allows you to spend directly in the local currency without paying any additional conversion fees.
2. Use It for International Travel
The Wise card is great for international travel, as it allows you to hold multiple currencies. When you visit countries that do not use VND, you can easily convert your funds into the local currency at the real exchange rate.
3. Use the Wise App to Manage Funds
The Wise app is an essential tool for managing your TransferWise Vietnamese Dong Travel Card. You can track your spending, convert currencies, and stay on top of your finances while on the go.
Top up and spend your holiday money in over 40 currencies
Which all countries can apply for Wise Travel Card
The Wise card is currently available for personal customers that live in these countries and regions:
- Australia
- Brazil
- Canada
- EEA + Switzerland*
- Japan
- Malaysia
- New Zealand
- Philippines
- Singapore
- UK + European microstates and overseas territories*
- USA except for residents of Nevada (US cards temporarily unavailable)
Conclusion
The TransferWise Vietnamese Dong Travel Card is an excellent choice for travelers who want to manage their money efficiently and affordably while in Vietnam or abroad. With low fees, real exchange rates, and the ability to hold multiple currencies, it provides a convenient and cost-effective way to pay for expenses while traveling.
Whether you’re in Vietnam or exploring other parts of the world, the Wise card offers a hassle-free way to handle your finances with ease and confidence. With features like ATM withdrawals, contactless payments, and global acceptance, it’s a travel companion you won’t want to leave home without.
For anyone looking to save money, avoid high fees, and simplify currency conversions, the TransferWise Vietnamese Dong Travel Card is the perfect solution. Get yours today and enjoy stress-free travel!
