TransferWise New Zealand Dollar Travel Card

New Zealand is a dream destination known for its stunning landscapes, adventurous activities, and rich Maori culture. To enjoy your trip without worrying about currency exchange or high fees, consider the TransferWise New Zealand Dollar Travel Card (now called the Wise card).

This prepaid travel card is designed to make spending in New Zealand and other countries simple, affordable, and transparent. In this article, we will explain its features, benefits, fees, supported currencies, and the best ways to use it during your travels.

What is the TransferWise New Zealand Dollar Travel Card?

The TransferWise New Zealand Dollar (NZD) Travel Card is a multi-currency prepaid debit card linked to your Wise account. It allows you to hold, convert, and spend in multiple currencies, including NZD, at real exchange rates with minimal fees.

Whether you’re shopping in Auckland, dining in Wellington, or exploring the South Island, this card helps you avoid unnecessary bank fees and currency conversion costs.

Features of the Wise New Zealand Dollar Travel Card

Feature Details
Multi-Currency Wallet Hold and manage over 50 currencies, including NZD.
Real Exchange Rates Access the mid-market exchange rate with no hidden markups.
Transparent Fees Low fees for conversions, transactions, and withdrawals.
Global Acceptance Use the card worldwide wherever Mastercard is accepted.
Free ATM Withdrawals Withdraw cash for free up to $100–$200/month.
Contactless Payments Tap to pay for fast, secure transactions.
Real-Time Alerts Get instant notifications for all transactions.
Freeze Card Option Lock your card through the Wise app in case of loss or theft.

Benefits of the Wise New Zealand Dollar Travel Card

1. Save Money on Currency Exchange

The Wise card offers competitive exchange rates with no hidden fees, unlike traditional banks and currency exchange kiosks.

2. Hold and Spend Multiple Currencies

You can hold, convert, and spend over 50 currencies, including NZD, directly from your Wise account. This makes it ideal for multi-country trips.

3. Easy to Use in New Zealand

Spend in NZD without incurring extra charges or unfavorable conversion rates.

4. Transparent and Low Fees

Enjoy low fees for ATM withdrawals, transactions, and conversions. The Wise card is one of the most affordable travel cards available.

5. Convenient Mobile App

Manage your card, track spending, and set limits using the Wise app.

6. Global Usability

The card works worldwide, making it perfect for international travelers.

Supported Currencies

The Wise New Zealand Dollar Travel Card supports over 50 currencies, including:

  • New Zealand Dollar (NZD)
  • USD, AUD, EUR, GBP, CAD, JPY, INR, SGD, and more.

Switching between currencies is seamless, with conversions happening at real exchange rates.

Fees and Charges

Fee Type Details
Card Issuance Fee One-time fee (approximately $10).
Currency Conversion Fee 0.35%–1% of the transaction amount, depending on the currency.
ATM Withdrawal Fee Free up to $100–$200/month; 2% fee for amounts exceeding the limit.
Monthly Maintenance Fee None.
Replacement Card Fee A minimal fee applies for card replacement.

How Does Currency Conversion Work?

The Wise card uses the mid-market exchange rate for currency conversions, ensuring you get the best value for your money. A small conversion fee of 0.35%–1% is applied, which is much lower than what banks or money exchange services typically charge.

Example:

If you convert $1,000 to New Zealand Dollars (NZD), you’ll receive the amount based on the real mid-market rate minus the minimal fee.

Best Ways to Use the Wise New Zealand Dollar Travel Card

1. Convert Funds Before You Travel

Convert your home currency to NZD using the Wise app before you arrive in New Zealand. This helps you avoid high fees or unfavorable exchange rates at the airport.

2. Pay in Local Currency

Always choose to pay in NZD when using your card in New Zealand. This prevents dynamic currency conversion fees.

3. Use for Daily Expenses

The Wise card is ideal for paying for hotels, restaurants, groceries, and transport.

4. Withdraw Cash for Small Purchases

While card payments are common in New Zealand, some places like small cafes or markets may require cash. Use ATMs to withdraw NZD within the free withdrawal limit.

5. Track Spending with the Wise App

Monitor your spending, set daily limits, and freeze your card if needed, all through the app.

Steps to Get the Wise New Zealand Dollar Travel Card

  1. Sign Up for a Wise Account
    Visit the Wise website or download the app to create an account.

  2. Verify Your Identity
    Upload a government-issued ID (passport, driver’s license, etc.) for verification.

  3. Order Your Card
    Request the Wise card and pay the one-time issuance fee.

  4. Activate Your Card
    Once your card arrives, activate it through the Wise app and set your PIN.

  5. Add Funds
    Load money into your Wise account using a bank transfer, debit card, or credit card.

Eligibility

To apply for the Wise New Zealand Dollar Travel Card, you must:

  • Be at least 18 years old.
  • Reside in a country where Wise operates.

Do’s and Don’ts of Using the Wise Card

Do’s

  • Convert your currency to NZD before arriving in New Zealand.
  • Use the Wise app to track your spending and manage funds.
  • Pay in NZD to avoid dynamic currency conversion fees.
  • Withdraw cash only when necessary, staying within the free limit.

Don’ts

  • Avoid exceeding the free ATM withdrawal limit to save on fees.
  • Don’t share your card details or PIN with anyone.
  • Don’t leave your card inactive for long periods.

Why Choose the Wise New Zealand Dollar Travel Card?

  1. Affordable Fees: Lower conversion and transaction fees compared to other travel cards.
  2. Transparent Rates: Access real exchange rates without hidden markups.
  3. Multi-Currency Support: Hold and use over 50 currencies worldwide.
  4. Convenience: Easy to manage via the Wise app.
  5. Global Usability: Use it in New Zealand and other international destinations.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Final Thoughts

The TransferWise New Zealand Dollar Travel Card is an excellent choice for travelers heading to New Zealand. With low fees, real exchange rates, and a user-friendly app, it ensures a hassle-free travel experience. Whether you’re exploring the scenic fjords or enjoying city life, this card is a reliable and affordable companion.

Get your Wise card today and enjoy a stress-free trip to New Zealand!