TransferWise Thai Baht Travel Card

Traveling to new countries is exciting, but handling your money while abroad can sometimes be a hassle. Foreign exchange fees, poor conversion rates, and hidden charges on credit cards or bank withdrawals can add up. That’s where the TransferWise Thai Baht Travel Card comes in. With this card, you can enjoy low fees, real exchange rates, and a simple way to manage your finances while traveling in Thailand or anywhere in the world.

In this guide, we’ll walk you through everything you need to know about the TransferWise Thai Baht Travel Card, including its features, benefits, supported currencies, fees, and how to make the most out of it during your travels.

What is the TransferWise Thai Baht Travel Card?

The TransferWise Thai Baht Travel Card is a prepaid debit card linked to your Wise account. It allows you to hold and manage Thai Baht (THB) and other currencies in your multi-currency account. You can use this card to make purchases in Thailand or abroad, withdraw cash from ATMs, and convert your money at the mid-market exchange rate.

The Wise card is the perfect tool for travelers who want to avoid the high fees that come with traditional bank cards and currency exchange services. Whether you’re exploring Bangkok, enjoying the beaches of Phuket, or shopping in Chiang Mai, the TransferWise Thai Baht Travel Card helps you manage your travel money easily and affordably.

Key Features of the TransferWise Thai Baht Travel Card

Here are the top features of the TransferWise Thai Baht Travel Card:

Feature Details
Multi-Currency Account Hold Thai Baht (THB) and over 50 other currencies in one account.
Real Exchange Rates Use the mid-market exchange rate for currency conversions, without any hidden fees.
Low Fees Enjoy low fees for currency conversion, ATM withdrawals, and card usage. No monthly maintenance fees.
Global Acceptance Accepted worldwide wherever Mastercard is accepted, including thousands of ATMs.
ATM Withdrawals Withdraw cash at low fees, with free withdrawals up to a monthly limit.
Contactless Payments Make quick, secure, and easy payments with contactless technology.
App Integration Manage your card and account easily with the Wise app, with real-time notifications and controls.
Security Features Freeze or unfreeze your card instantly from the app to keep your funds safe.

Benefits of the TransferWise Thai Baht Travel Card

1. Real Exchange Rates

One of the standout features of the TransferWise Thai Baht Travel Card is its use of the mid-market exchange rate. This is the real exchange rate that you would find on websites like Google, and it is the fairest rate available. Most banks and credit card providers add a margin on top of the exchange rate, costing you more money when you convert your currency.

With Wise, you can avoid these extra charges and always get the best rate possible. Whether you’re converting Thai Baht (THB) from another currency or making payments, you can be sure you’re getting a great deal.

2. Low Fees

Traditional bank cards and credit cards often come with high fees for currency conversion and ATM withdrawals. However, the Wise Thai Baht Travel Card offers low fees, making it an affordable option for international travelers.

  • No monthly maintenance fees.
  • Currency conversion fees are typically between 0.35% to 1%, depending on the currency.
  • ATM withdrawals are free up to $250 USD (or the equivalent in other currencies) per month. After this, a small fee applies.

These low fees allow you to save money compared to using traditional credit or debit cards.

3. Multi-Currency Account

The Wise card is not just limited to Thai Baht (THB). You can hold and manage over 50 currencies in your multi-currency account, which means you can travel to multiple countries and access different currencies as needed. For example, if you’re traveling from Thailand to Vietnam or Malaysia, you can easily convert your funds into Vietnamese Dong (VND) or Malaysian Ringgit (MYR).

This flexibility saves you from having to carry multiple cards or deal with expensive currency exchange services.

4. Low ATM Withdrawal Fees

If you need to withdraw cash from an ATM while you’re traveling, the Wise card is a great option. You can make free withdrawals up to $250 USD (or the equivalent in local currency) per month. After that, there’s a small fee for each withdrawal, but it is significantly lower than the fees charged by traditional banks.

This makes it easy to get cash when you need it, without paying high fees or worrying about extra charges.

5. Global Acceptance

The Wise card is a Mastercard, meaning it is accepted at millions of locations worldwide, including in Thailand. Whether you’re making purchases at a local shop in Bangkok, enjoying a meal in Chiang Mai, or withdrawing cash at an ATM, the Wise card ensures you have access to your money wherever you are.

This global acceptance makes the Wise card a reliable option for travelers in Thailand or abroad.

6. Contactless Payments

The Wise card supports contactless payments, so you can pay for your purchases by simply tapping your card on the payment terminal. This feature is fast, secure, and very convenient, especially for small purchases like snacks, transportation, or coffee.

It’s a hassle-free way to pay, and you won’t have to enter your PIN for every transaction.

7. Manage Your Funds with the Wise App

The Wise app makes it easy to manage your Thai Baht Travel Card and track your spending. With the app, you can:

  • Check your balance and spending history in real time.
  • Convert currencies quickly and easily.
  • Receive instant notifications for every transaction.
  • Freeze or unfreeze your card instantly for extra security.

The app is available on both iOS and Android, and it ensures that you can manage your funds from anywhere in the world.

Supported Currencies

The TransferWise Thai Baht Travel Card allows you to hold and manage over 50 currencies. Some of the most popular currencies supported by the Wise card include:

  • Thai Baht (THB)
  • US Dollar (USD)
  • Euro (EUR)
  • British Pound (GBP)
  • Australian Dollar (AUD)
  • Japanese Yen (JPY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)

The ability to hold multiple currencies in your account makes it easy to travel to different countries without the need to carry multiple cards or exchange currency at expensive rates.

Fees and Charges

The TransferWise Thai Baht Travel Card is known for its low and transparent fees. Here’s a breakdown of the fees associated with the card:

Fee Type Details
Card Issuance Fee $10 USD or the equivalent in your local currency.
Currency Conversion Fee 0.35% to 1%, depending on the currency being converted.
ATM Withdrawal Fee Free for up to $250 USD (or equivalent) per month. After that, a small fee applies.
Foreign Transaction Fee No foreign transaction fees when spending abroad.
Monthly Maintenance Fee No monthly fees for card usage.
Card Replacement Fee A small fee if the card is lost or stolen and needs to be replaced.

These low fees make the Wise card an affordable and flexible solution for managing your travel funds while in Thailand and beyond.

Best Ways to Use the TransferWise Thai Baht Travel Card

1. Load Thai Baht Before Your Trip

If you’re planning a trip to Thailand, it’s a good idea to load Thai Baht (THB) onto your Wise card before you depart. This will ensure that you have the local currency ready to use when you arrive in Thailand. You can load Thai Baht directly or convert it from other currencies like US Dollar (USD) or Euro (EUR).

2. Use the Card for Everyday Purchases

The Wise card can be used for everyday purchases in Thailand, including shopping, dining, and entertainment. Simply swipe your card, and the payment will be made using Thai Baht (THB). You’ll get the best exchange rate possible with no hidden fees, making this an affordable option for daily spending.

3. Withdraw Cash from ATMs

If you need cash while traveling in Thailand, you can withdraw Thai Baht (THB) from any Mastercard-compatible ATM. You can withdraw up to $250 USD (or equivalent) for free each month. After that, a small fee applies, but it’s still cheaper than the high fees charged by banks and other financial services.

Top up and spend your holiday money in over 40 currencies

Argentine Peso Egyptian Pound Moroccan Dirham South African Rand
Australian Dollar Euro Nepalese Rupee Sri Lankan Rupee
Bangladeshi Taka Georgian Lari New Zealand Dollar Swedish Krona
British Pound Hong Kong Dollar Nigerian Naira Swiss Franc
Bulgarian Lev Hungarian Forint Norwegian Krone Turkish Lira
Canadian Dollar Indian Rupee Pakistani Rupee UAE Dirham
Chilean Peso Indonesian Rupiah Philippine Peso Ukrainian Hryvnia
Chinese Yuan Israeli Shekel Polish Zloty US Dollar
Croatian Kuna Japanese Yen Romanian Leu Vietnamese Dong
Czech Koruna Kenyan Shilling South Korean Won Singapore Dollar
Danish Krone Mexican Peso Thai Baht Malaysian Ringgit

Which all countries can apply for Wise Travel Card

The Wise card is currently available for personal customers that live in these countries and regions:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland*
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • UK + European microstates and overseas territories*
  • USA except for residents of Nevada (US cards temporarily unavailable)

Conclusion

The TransferWise Thai Baht Travel Card is an excellent option for anyone traveling to Thailand or managing Thai Baht (THB). With its low fees, real exchange rates, and multi-currency capabilities, the card makes managing your travel finances easier and more affordable.

Whether you’re shopping, dining, or withdrawing cash in Thailand, the Wise card gives you the flexibility to use your money without worrying about hidden fees or unfavorable exchange rates. By using the Wise card, you’ll save money on currency conversion and enjoy a more convenient, secure way to handle your finances abroad.

Get your TransferWise Thai Baht Travel Card today and enjoy stress-free travel in Thailand and beyond!